Business Loans & Business Finance That Move Your Business Forward

When cashflow is tight or opportunity knocks, waiting on the bank isn’t an option. At SOS Non-Bank, we provide fast, flexible business finance solutions designed to keep your business moving — even when traditional lenders say no.

From short-term working capital to property-backed commercial loans, we structure business loans around your cash flow, your assets, and your real-world business needs.

Cashflow Finance Built Around Your Business

Cashflow challenges shouldn’t stop growth. Our cashflow finance and cashflow lending solutions give you access to funds when you need them most — without unnecessary red tape.

We arrange:

• Cashflow loans based on business performance, not rigid bank criteria
• Lending cash flow solutions for seasonal, project-based, or fluctuating income
• Capital and working capital to stabilise operations or fund expansion
• Capital working capital facilities that align repayments with revenue

If your business earns money, we’ll find a way to unlock it.

Small Business Loans That Get Approved

We specialise in small business loans for business owners who need decisions quickly and structures that make sense.

Use your business loan to:

• Smooth day-to-day cashflow
• Cover tax, wages, or supplier payments
• Invest in stock, equipment, or growth
• Bridge short-term funding gaps

Our working capital solutions are built for momentum — not paperwork.

Invoice Financing: Turn Unpaid Invoices into Cash

Waiting to get paid can strangle cashflow. With invoice financing, you can access funds tied up in unpaid invoices and keep your business running smoothly.

Invoice financing allows you to:

• Release cash immediately from outstanding invoices
• Improve liquidity without increasing long-term debt
• Match funding to actual cash inflows

This form of cashflow finance is ideal for trades, construction, transport, and service-based businesses.

Commercial Loans & Business Property Finance

Need larger funding? We arrange tailored commercial loan solutions backed by property and land.

Our expertise includes:

• Commercial property loans
• Business mortgages
• Business property loans
• Commercial land loans

Whether you’re buying, refinancing, developing, or restructuring, we design every commercial property loan to maximise flexibility and minimise friction.

Why Business Owners Choose SOS Non-Bank

• Funding where banks decline
• Faster approvals and practical structures
• Access to non-bank and private lenders
• A strong focus on cashflow, not just financial statements

We don’t believe in one-size-fits-all lending. We believe in business finance that works in the real world.

Get Your Business Loan Started Today

If you’re looking for business finance, working capital, a cashflow loan, or a commercial property loan, talk to us today. One conversation could unlock the capital your business needs to grow.

SOS Non-Bank — when your business needs funding, we find a way.